Our mortgage insurance protection plan provides private mortgage insurance to help lenders protect their investments against losses due to foreclosure. We offer insurance on both first and second mortgages.

Mortgage insurance allows home or commercial property buyers a more flexible and attractive way in which to secure a loan/ mortgage with a lower down payment, creating a higher loan to value ratio.

Once your customers utilize mortgage insurance, it allows a smaller down payment, and opens the market for higher valued property, therefore it can mean more house for them, more commission for you, and more loans closed than with any other financing alternative.

Over the last decade, first mortgage lenders and CMHC, the primary mortgage insurer in Canada, have worked closely together to make property ownership a reality for more Canadians. Previously insurance has been available only for first mortgages on residential property. Our mortgage insurance protection plan can be used for first and second mortgages on commercial and residential properties.